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Mr. Nizam holds a Bachelor degree in Computer and Communications Engineering and a Master’s degree in Engineering Management (Financial Engineering) from the American University of Beirut. He is also a Chartered Financial Analyst and a certified Financial Risk Manager. He was the Global Head of Private Banking of the Bank from May 2021 until December 2023, following over 12 years of Wealth Management experience in Bank Audi Group in Saudi Arabia and Lebanon. Mr. Nizam started his career in 1996 at the Central Bank of Lebanon. Mr. Nizam became the Chief Executive Officer (CEO) and Chairman of the Executive Committee of the Bank in January 2024. He is responsible for the day-to-day management of the Bank, and the development of business strategies and plans, ensuring full alignment with short-term and long-term business objectives.

Mr. Satnarine holds a Bachelor’s degree in Economics, Accounting & Finance from the London School of Economics & Political Science and is a qualified Chartered Accountant (ACA) from the United Kingdom (ICAEW). In 1989, Mr. Satnarine started his career as an auditor at Grant Thornton (formerly RSM Robson Rhodes) within the Financial Services team. In 1996 he took the role of EMEA Head of Private Client Internal Audit at Merrill Lynch & Co., following which he acted in a number of senior regional management internal audit roles (for both private and institutional clients) before accepting the role of Chief Financial Officer for Merrill Lynch Banque Suisse SA, Geneva, in 2003.

He was subsequently promoted to Chief Administrative Officer and Deputy CEO. From 2008 to 2014 he served as the Chief Financial Officer and Chief Operating Officer of a small Swiss private bank based in Geneva.

Mr. Satnarine has been Chief Financial Officer & Chief Operating Officer and a member of the Bank’s Executive Committee since November 2014. He is responsible for Finance, Credit, Operations, IT, Human Resources and General Services, and is also the Responsible Officer for FATCA/CRS and Qualified Intermediary matters. He was appointed Deputy CEO of the Bank in January 2024.

Mrs. Abou El Oula holds a Bachelor and a Master degree in Law from Saint Joseph University in Beirut and began her career as a lawyer at one of the most prestigious law firms in Beirut where she developed a strong foundation in banking and corporate law. She joined Bank Audi Group in 2003 as Legal Counsel for its private banking subsidiary in Lebanon.

Over the years, she assumed increasingly senior executive roles with Bank Audi Group, serving as Head of Legal and Compliance and Head of Governance of its private banking subsidiary in Lebanon and, ultimately as Chief Executive Officer of a regulated financial institution within the Group.

Through these roles, Mrs. Abou El Oula acquired experience in banking practices, regulatory requirements and corporate governance. Mrs. Abou El Oula has been the Bank’s Corporate Secretary since 2022 and was appointed as Head of Legal, Central File and Corporate Secretary and as a member of the Executive Committee in September 2023. She is responsible for advising the Bank on legal and regulatory matters, for supporting the Executive Committee, the Board and its committees, managing governance processes and ensuring alignment with regulatory standards and internal policies related to the Bank’s corporate records and client’s documentation.

Mr. Moukarzel holds a Bachelor degree in Physics from Imperial College London University and is a member with distinction of the Society of Technical Analysts. He started his career at Mercury Asset Management in 1986 and has since amassed 30 years of asset management experience initially in the United Kingdom working for private capital and consulting for hedge funds before moving to Geneva, Switzerland and working in Wealth Management, which included a 10-year tenure at Banque Audi (Suisse) SA as Head of Asset Management and Head of Advisory.

Mr. Moukarzel has been the Head of Private Banking and a member of the Bank’s Executive Committee since May 2024. He is responsible for all Front Office functions as well as Business Risk Management. His responsibilities include strategic leadership, client relationships, revenue growth and profitability, as well as regulatory compliance and risk management.

Mr. Menif is a Canadian Chartered Accountant (CPA-CA), a qualified Financial Crime Specialist and has an International Certificate in Banking Risk and Regulation from GARP. Prior to joining the Bank, he was the Chief Risk & Compliance Officer at an authorized Swiss manager of collective assets and before that, the Group Head of Regulatory & Advisory Compliance at EFG Bank SA, where he specialized in the strategic management of risk on an enterprise-wide basis. He began his career at Deloitte Montréal, Canada in 2003 within the Financial Institution audit team before joining PricewaterhouseCoopers Geneva, Switzerland in 2007 as part of the Banking Audit and Advisory teams. Mr. Menif has been the Chief Risk & Compliance Officer and a member of the Bank’s Executive Committee since October 2023. He is responsible for overseeing the Bank’s governance and strategy for global risk management and compliance, including relationships with key regulators. His team provides independent oversight and guidance for managing risk and ensuring compliance, including the development and implementation of risk management measures across the Bank. Mr. Menif also participates in several organizations that focus on risk, compliance, governance and policy, including the Romandie Chapter of the Swiss Risk Association as one of its founding members.